May 30, 2013

By Charlene Muhammad

Sentinel Contributing Writer

 

When some people utter, “This is why you’re broke,” chances are it’s because they wanted something monetary they couldn’t get from you. So, in retaliation, they scrutinized your in-their-face purchase for not getting it. 

That’s just this writer’s simple theory on why we hear those stinging words. However, for those seeking a more honest, researched, well-rounded and grounded - just the plain ‘ol truth - analysis about why their “deep” pockets are really empty, Jarim Person-Lynn saves the day.

In “This is Why You’re Broke,” a 12 Step Guide to Defeating Your Own Worst Financial Habits, Person-Lynn uses vocabulary, humor, and real straight talk to shake people out of bad debt-forming habits.

“The original plan back in 2010, once I had grown pretty popular for my one-on-one consultations in my home, was to start teaching personal finance classes at the local community center. These classes were to be in conjunction with my father's (historian Dr. Kwaku Person-Lynn) Afrikan World Civilization classes,” states Person-Lynn on how he started this venture.

“I researched other successful financial classes/workshops such as Robert Kiyosaki's and Dave Ramsey's and realized that even though those classes weren't catering to the needs of the black community, they were in fact successful because they were each centered around a very popular book or manual,” he shares.

That’s all he was missing, a book or manual.

But, he didn’t jump right into releasing an untested book out of the blue, he explains.  He started first with the blog “Thisiswhyyourebroke.com” and began testing various sections of the book in progress.  Information gained through his very clever use of social media transformed into the five course guide, “Brass Knuckle Finance.”

That guide and a subsequent five-week course handled topics entitled, “How your Mentality, health and environment affect your Wealth,”  “The art of Budgeting and Spending,” “Getting out of Debt & Staying out of Debt,” “College, Entrepreneurship & Career,” and “Investing & Real Estate.”

“Part of the original premise for the classes were to provide classes to those who were fed up with their financial situations and willing to make a change. In exchange for providing these free classes to anyone who purchased a book, we asked them once they were done with our classes, to pass that book along to the next person in the community and have them attend our classes for free as well,” Person-Lynn explains.

But, he would notice that the 392 page book would be very popular with the first person who obtained it but it was a hard sell for the next friend or family member they would attempt to pass it to.

He formed the idea to simplify the message into a quick, easy to read, easy to pass along book that would become the namesake of the original blog: "This is Why You’re Broke."

So frank, Person-Lynn even labels the book on his website, “A Comprehensive Guide to Your Own Financial Stupidity.”

His ultimate aim:  to help stop others from being their own worst enemy each month and to begin building a better financial future immediately.

Being broke isn’t simply the lack of having money, he offers.  “Broke” means not having the specific amount of money to do things you may want or need to do in life, he explains.

“Broke is one part math and one part mentality,” Person-Lynn writes.

“Remember, there are millionaires who are broke:  billionaires with depreciating assets and ever growing expenses, who are broke,” he continues in his easy-to-read financial planner.

In essence, being broke is more about what’s eating people internally, what society has told them they need, and, what they plan to do to prove it right, he states.

If people master the 12 most dangerous areas of their financial lives, which include rent, cars, debt and food, they would then master their money, according to Person-Lynn.

The author recommends keeping rents at certain monthly percentages to reduce overall debt and struggle.  He also gives guidelines for obtaining home-ownership rather than home-loanership.  And, he breaks down steady steps for obtaining rental property as a source of real income. 

Without careful attention to certain details, the property could become more of a loss than gain, he explains in the guide.

“The person (or couple) who avoids debt, lives on half of their income and learns how to invest the rest, will be wealthier than just about everyone they know ... Remember:  You were NOT born to struggle,” he concludes in his guide.

For more information on the books visit ThisIsWhyYoureBroke.com / This email address is being protected from spambots. You need JavaScript enabled to view it. .

Parent Category: Lifestyle
Category: Arts & Culture

May 30, 2013

ARIES

You are often superb at exercising good judgment and rational decision-making. Yet sometimes you are rash. Flip to the observant side of your mentality this week. You will soon find yourself in a situation where there will be strife if you are not careful.

Soul Affirmation: A cheerful soul should be wrapped in a cheerful package.
Lucky Numbers:  18, 36, 44

 

TAURUS

Just to prove to yourself once again how lucky you are you should fly into the face of bad predictions. Gamble this week in business, relationships, love -something. Remain truly confident that things will come out in a way that will satisfy you.

Soul Affirmation: Change is my middle name.
Lucky Numbers: 4, 28, 37

 

GEMINI

Move through your social environments and festive occasions this week without stopping even for a little while to listen to rumors. Rumors are often untrue. And for goodness sake believe only good things about friends and your lover.

Soul Affirmation: I keep my eyes open for business opportunities this week.
Lucky Numbers: 15, 30, 45

 

CANCER

Keep focused. Your energies are likely to be spread out this week.  Your attention is likely to be pulled in many directions.  Let yourself be seduced by the things that interest you most.  Concentrate on your affairs. Others need you, but they can wait.

Soul Affirmation: I find a source of strength in someone I love.
Lucky Numbers: 7, 11, 21

 

LEO

Being stubborn won’t get the job done. Work with others so they can work for you. Your ideas are not always the best ideas, so don’t push them too hard this week. You might find yourself in an awkward position with no allies. Give in to your emotional needs and don’t be afraid to let you guard down.

Soul Affirmation: I let go and let my spirit take control.
Lucky Numbers: 20, 42, 54

 

VIRGO

This week will bring a tendency to dwell on a past betrayal. Your feelings of suspicion are well founded. However, do not personalize it. Work against the harmful act but not against the person who committed it.

Soul Affirmation: I am what I consistently do.
Lucky Numbers: 5, 6, 23

 

LIBRA

Look forward to excellent financial news based on something you’re likely to do this week. Wow! It’s about time. This week might be an excellent week to window shop for a dream vacation or luxury purchase. You can even window shop in your imagination for the best possible dream vacation location!

Soul Affirmation: Smooth communications is the key to my success this week.
Lucky Numbers: 8, 18, 44

 

SCORPIO

In the spiritual realm appearance is not important but in the physical realm looking good matters a great deal. Love has a foot in both realms. It is your challenge to balance the spiritual and physical aspects of love this week.

Soul Affirmation: Slow and steady is an enjoyable way to go.
Lucky Numbers: 1, 6, 13

 

SAGITTARIUS

Stand up and get ready.  Be a public speaker this week. Any subject you choose is ripe for your “rap.” Spin the tale. Tell the story. People will be fascinated by the way you see things. They’ll be impressed. Watch out for a jealous friend when attention is on you!

Soul Affirmation: I make the first step and the universe will come to my aid.
Lucky Numbers: 24, 32, 53

 

CAPRICORN

Be as sharp as you can be this week. Make being alert a personal challenge. Watch carefully for details that might otherwise escape your notice as you search for the best way to get things done at work. Be steadfast in your determination and don’t be pulled into conflict with coworkers.

Soul Affirmation: There are other fish in the sea waiting for me.
Lucky Numbers:  12, 23, 27

 

AQUARIUS

What do you do when you’re not as lucky as usual? Slow the game down.  Risk less. Bet conservatively in all areas of your life. Restrain yourself. Give the job at hand your attention. Live in the present and enjoy what is rather than in anticipation of what luck might have brought.

Soul Affirmation: Truth is revealed in the smallest grain of sand.
Lucky Numbers:  27, 41, 52

 

PISCES

Like-mindedness is going to be hard to achieve among your coworkers, but there are likely to be a few who see things as you do. Choose carefully and find someone to walk with you on this week’s journey. Some words of encouragement might be needed to enlist the person you choose.

Soul Affirmation: My needs will be met if I just ask.
Lucky Numbers:  2, 9, 14

Parent Category: Lifestyle
Category: Arts & Culture

May 30, 2013

LAWT News Services

 

A ten-year journey of commitment, ambition and perseverance has paved Andre McClain’s way to becoming the Ringmaster for the 143rd Edition of Ringling Bros. and Barnum & Bailey® Presents Built To Amaze!S In addition to being a Ringmaster, Andre McClain is an accomplished animal trainer, cowboy, rodeo star, country singer and songwriter, and above all, an admired dad. This rancher has been around horses and rodeos since he was a baby, and is a descendant from a long, distinguished African-American cowboy heritage that dates back to the early 1900’s. Now in Ringling Bros. Presents Built To Amaze!, Andre truly represents a hip throwback to the origins of a Ringmaster by donning a spectacular gentleman's riding habit and directing the performance, exotic animal, and equestrian presentations.

Raised on a ranch in Kansas City, Missouri, Andre began riding bucking ponies and steers at the age of five.  A rodeo competitor himself, Andre’s father, Lu, founded the Bill Pickett Rodeo in 1984, which was America’s first all-Black touring rodeo, and where Andre made his competitive debut at just seven-years-old.

Andre took pride in his cowboy heritage; he even rode his horse to high school every day! Andre “parked” his steed on the soccer field, and tended to him between classes.  Andre’s college days were spent more conservatively at the University of Missouri, Kansas City, and although initially a vocal music major, he received a degree in Business Management in 2000.

After school, Andre joined the International Professional Rodeo Association, and continued to compete in rodeo circuits. He taught himself a variety of “Wild West Arts” and took his one man show on tour with his father’s rodeo. In 2002, Andre visited the 132nd Edition of Ringling Bros. and Barnum & Bailey® to conduct research on stilts for a new routine he was considering for his show.  During a behind-the-scenes chat with some of the clowns who used stilts in their act, his animal training background caught the attention of show personnel.  In a twist of fate, he was offered a job working with the show’s exotic animal staff.

At the end of the tour, Andre auditioned his one-man act before Ringling Bros. producer Kenneth Feld and landed a position as the host of the 133rd Edition’s Three Ring Adventure now known as the All Access Pre-show.  In the past ten years, Andre’s repertoire expanded from pre-show host to presenting and demonstrating the bond that he has with animals from horses and miniature hoofstock to camels.

Andre’s perseverance has resulted not only in his passion to have achieved the most recognized role at Ringling Bros. but also in matters of the heart. Andre, after two years of waiting, convinced the woman of his dreams, Daniele who also performs with Ringling Bros., to marry him.  The newlywed couple are more excited than ever to build their life as husband and wife when The Greatest Show On Earth! launches Built To Amaze! in 2013.

Parent Category: Lifestyle
Category: Arts & Culture

May 30, 2013

Special to the NNPA

from the St. Louis American

 

According to E! News and several other media outlets, Jennifer Hudson will return to her American Idol roots as a judge next season.

Multiple sources confirmed to the entertainment news and celebrity gossip site that the Oscar-winning singer has signed a deal to sit at the judges’ table this fall for season 13.

Two spots are also intended for former Idol contestants: Kelly Clarkson and either Adam Lambert or Clay Aiken.

E! News says that sources tell them Clarkson is close to signing on, but there is no word on whether Aiken or Lambert will fill the third chair.

In addition to the recently rotating judges’ chairs, E! News says that the panel will return to its original format of three members.

Information from E! News contributed to this report.

Parent Category: Lifestyle
Category: Arts & Culture

May 30, 2013

If you missed your chance to grab tickets for the kick-off concert of Beyoncé’s North American tour at STAPLES Center on June 28th, you’re in luck.  Great production seats will be released today as part of a 3-day ticket package special offer.  Not only will tickets to the much anticipated Beyoncé performance be included, but the bundle will also offer purchasers admission to additional BET Experience at L.A. LIVE shows at STAPLES Center featuring Kendrick Lamar, Snoop Dogg, J.Cole and Miguel on Saturday, June 29th and R. Kelly, New Edition and The Jacksons on Sunday, June 30th.  All artists will perform full sets.  This is something that you won’t want to miss, but you have to act fast as seating is limited and the tickets will go quickly.

The 3-day ticket package is available at www.BETExperience.com or www.axs.com/betexperience.com.

Parent Category: Lifestyle
Category: Arts & Culture

Page 30 of 61